[7/21/13] Gordon Ito, state insurance commissioner, may be feeling a bit under the gun these days.
Just
around the corner lurks the
implementation of the Patient Protection and
Affordable Care Act, more commonly called the ACA or "Obamacare,"
so naturally people want to know from Ito how much they'll be paying
for health insurance in the near future.
At the
earliest, people won't see that bottom line until Oct. 1, when the
Hawaii Health Connector, like other online insurance marketplaces
developed in states nationwide, is due to open for business under the
new federal law. And that will spell things out for individuals
and small businesses that are eligible for the online exchange, not for
people who get their insurance as most now do, through their
employer.
Employer
groups are still in discussions with insurance carriers about pricing
for benefit packages under the new rules, which may hinge more
directly on factors such as the age of the workers. But Ito does have
one clear message he offers, meanwhile.
"When
people ask about rates, the first thing I say is, ‘Don't shoot the
messenger!'" he said, drawing laughs from the attentive audience.
[7/2/13] The White House on Tuesday
delayed for one year the new requirement
under the Affordable Care Act that businesses provide health insurance
to employees, a fresh setback for President Obama’s landmark health-care
overhaul as it enters a critical phase.
The provision, commonly known as the employer mandate, calls
for businesses with 50 or more workers to provide affordable quality
insurance to workers or pay a $2,000 fine per employee. Business groups
had objected to the provision, which now will take effect in January
2015.
[6/24/13 ] WASHINGTON (AP) - Fewer than 100 days before uninsured Americans can
sign up for coverage, Health and Human Services Secretary Kathleen
Sebelius said Monday the administration is gearing up with new call
centers, a revamped website - and a confab with the National Football
League.
No deals yet, Sebelius told reporters. But she said the
idea of partnering to publicize the benefits of health insurance has
gotten an enthusiastic reception from the NFL and other pro sports
leagues.
Health promotion is a goal for the leagues and "good for the country," Sebelius said.
Football
season would be in full swing Oct. 1, when consumers can start shopping
for coverage under President Barack Obama's health care overhaul.
Benefits take effect Jan. 1, around the time of the playoffs.
Opponents
are looking for a goal-line fumble by the Obama administration as the
long-awaited expansion of coverage for the uninsured finally happens.
But if Sebelius is nervous, she doesn't let on.
"It's a huge
undertaking across the country, and I'm confident we're going to get it
done," she said. Not only sports leagues, but community organizations,
religious denominations and public health groups will be involved with
outreach.
Starting Oct. 1, consumers will be able to access new online
marketplaces through HealthCare.gov and shop for private insurance plans
in their communities. The federal government site will be the main
portal to the new law, since about half the states are letting
Washington run the coverage expansion.
Middle-class people who
don't have job-based coverage will use the marketplace to apply for tax
credits to help pay their premiums — a process that's supposed to take
place smoothly and in close to real time, though skeptics doubt it.
Low-income people will be steered to an expanded version of Medicaid in
states that accept it.
All told, it's the biggest expansion of the
social safety net since the creation of Medicare and Medicaid nearly 50
years ago. With polls showing that the law remains unpopular, and even
many uninsured don't think they'll be helped, things are likely to get
off to a slow start.
About 7 million people are expected to sign
up for coverage in the new marketplaces next year, also called
exchanges. That number is projected to more than triple in a few years.